Response to comments
December 30th, 2016 at 07:44 pmI would love to increase my retirement savings. In 2010 I was contributing 10%. Then the company I was for closed. I was out of work for 5 1/2 months. I had been an office manager at a car dealership. I was out of work for 5 1/2 months. I am now a payroll manager at small liberal arts college. I took about a 15% pay cut. We are on the second year without raises. I actually debated lowering the % however plan on leaving it at 4%.
Once I have my car paid off I plan on saving the payment for future car repairs/replacement.
My mortgage rate is 5.125%. Helco is 2.99 variable.