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Quick Checkin

June 10th, 2017 at 05:49 pm

These were the goals I have for the year.

1. Loose weight.
2. Walk at least 3.5 millions step.
3. Reduce debt by $3200

How am I doing.

1. Not good actually gone up a bit
2. A bit ahead of pace.
3. On the correct pace.

I am still saving 4& towards retirement. I know I am behind. I really want to pay my debt down. In the past month I increased debt payoff by 31.00 dollars. I know this is not a lot but it is a start.



Not much happening

January 16th, 2017 at 03:27 pm

I am finding it difficult to blog. I feel I live a boring life. During the week go to work and attempt to get in steps. Weekends are time to relax and recharge.

There are several things I want to accomplish this year.

1. Loose weight.
2. Walk at least 3.5 millions step.
3. Reduce debt by $3200




Response to comments

December 30th, 2016 at 07:44 pm

I would love to increase my retirement savings. In 2010 I was contributing 10%. Then the company I was for closed. I was out of work for 5 1/2 months. I had been an office manager at a car dealership. I was out of work for 5 1/2 months. I am now a payroll manager at small liberal arts college. I took about a 15% pay cut. We are on the second year without raises. I actually debated lowering the % however plan on leaving it at 4%.

Once I have my car paid off I plan on saving the payment for future car repairs/replacement.

My mortgage rate is 5.125%. Helco is 2.99 variable.

Where I am

December 30th, 2016 at 01:02 pm

I currently have 81,702 in debt. 75% is my mortgage. 24% is a Helco and 1% is my car loan.

I have a little over 100,000 in retirement. I currently contribute 4% with a 2% match.

I am in my mid 50's.

Thought it was time to start a blog

December 29th, 2016 at 08:55 pm

I have been reading the blogs for many years. Thought it might be time to start my own blog. I am in my mid 50's and most of the time feel like I am way behind on retirement savings.